University of Essex On The Web. Pupils in England

Figuratively speaking

Pupils staying in England can put on for a student-based loan to the price of any one of our undergraduate or courses that are postgraduate.

Student education loans aren’t according to household earnings, though there are a few crucial conditions you need certainly to fulfill.

For undergraduate student education loans you need to:

• be considered a british nationwide or have ‘settled status’ (i.e. you have got indefinite leave to remain and as a consequence there are no limitations on how long it is possible to remain in the UK)
• typically are now living in England
• have now been residing in great britain for three years prior to starting your program

For postgraduate figuratively speaking you should be:

• under 60 from the day that is very first of first scholastic 12 months of the program
• a British or EU national, or have ‘settled status’, so might there be no limitations on how long you can easily remain
• generally reside in England and did move there just n’t to examine
• surviving in the UK, the Channel Islands or the Isle of guy for three years before beginning your program

You won’t be capable of getting a loan that is postgraduate:

• you’re currently getting student finance for the undergraduate course in identical year that is academic
• you have a masters level or even a certification that is comparable or maybe more
• you received a postgraduate loan before – unless you left your program because of disease, bereavement or any other severe individual explanation

Modify for EU, other EEA and Swiss nationals

The united kingdom federal government announced that EU, other EEA and Swiss Louisiana city title loans nationals will not qualify for undergraduate and postgraduate loans from scholar Finance England for courses beginning within the year that is academic. Please be aware that this does not connect with pupils starting their course when you look at the year that is academic will undoubtedly be qualified to receive a student-based loan since the whole length of these course. To learn more please visit pupil Support in England.

For several figuratively speaking:

Generally, you’ll just get student finance if you’re doing all of your first advanced schooling certification at each and every degree. But, you might still obtain it in the event that you change program, you leave your course but opt to begin once again, you’re ‘topping up’ a greater training certification, e.g. you’ve completed an HNC, HND or foundation degree and today might like to do an honours degree.

Perhaps maybe maybe Not yes whether you qualify? Complete our pupil finance eligibility checker to find out.

If you’re a resident of England, discover more about undergraduate loans and loans that are postgraduate.

Pupils in Northern Ireland

Residents of Northern Ireland qualify to use for approximately ВЈ3,296.25 undergraduate tuition charge loan year that is academic. You may be qualified to receive grant funding which could decrease the quantity of loan you need to repay. Connect with Scholar Finance Northern Ireland (SFNI).

Pupils in Scotland

Residents of Scotland cannot claim funding for the courses.

EU Students

As well as the criteria above, in educational 12 months, perhaps you are qualified to receive assistance to the price of your undergraduate tuition costs if:

• you may be an EU nationwide or even a family users person in an EU national
• you’ve got been residing in the European Economy region (EEA) or Switzerland when it comes to 36 months instantly ahead of the beginning of the program
• your primary cause for being into the EEA or Switzerland just isn’t to get full-time training

As well as the criteria above, you might qualify for assistance towards the price of your postgraduate tuition costs if:

• you’re surviving in England regarding the day that is very first of first 12 months of the course
• you’ve typically lived when you look at the European Economic Area or Switzerland when it comes to past three years (this really is also referred to as being ‘ordinarily resident’)
• you’ll be their studies at a university in England

You might like to be qualified if you’re:

• the little one of a Swiss nationwide
• the kid of A turkish worker
• a refugee or a family member of one
• an EEA or Swiss worker that is migrant or a general of just one
• under humanitarian security or a member of family of somebody that has been issued it

Repair loans

You can easily just make an application for a Maintenance Loan as a distance learning student if you can’t go to your program in individual due to an impairment. If you’d like to discover more, contact us.

Loan repayments

Then you’ll be due to start repaying your loan through your employer’s Pay as You Earn (PAYE) system if you finance your course using a government-backed student loan from Student Finance England.

You’ll start repayment within the four years after the start of your course or the April after you leave your course – whichever comes first april.

Nevertheless, you’ll only begin making repayments if you’re in work and your earnings is much significantly more than £21,000 per year (for postgraduate loans) or £25,000 (for undergraduate loans) and any balance that is outstanding be written off after three decades.

Your month-to-month repayments will be predicated on your earnings, maybe perhaps perhaps not simply how much you lent. For undergraduate student education loans, you’ll pay that is only 9% of every earnings above £25,000. As well as postgraduate student education loans, you’ll pay only straight back 6% of every earnings above £21,000.

When you yourself have both an undergraduate and a postgraduate education loan, you certainly will pay off both on top of that (in case your income is above ВЈ25,000).

There is totally free on graduates who want to repay their tuition charge loans early.

If you’re a resident of some other national nation, your payment routine will change.

Trying to get a tuition cost loan

Give us a call and our professional pupil finance group will make suggestions during your application.

Please be aware, we can give you advice on the eligibility while the education loan process however the decision that is final your cost loan is going to be produced by the figuratively speaking Company.

Your loan should be authorized by the learning student Loans Company ahead of the course begin date.