Find out about common credit problems.
With This Web Web Page
- Bank and Credit Product Complaints
- Residence Equity Loans
- Unsecured Loans
Bank and Credit Product Complaints
Report difficulties with your bank, standard bank, lender, or broker. The Federal Reserve provides ideas to allow you to register a problem:
- Contact the branch supervisor, the consumer service hotline, or perhaps the organization’s site.
- Explain your condition and just how you want the financial institution to solve it. Make use of this test issue page for great tips on what things to use in your grievance.
- Offer copies of receipts, checks, or any other evidence of the deal.
In the event that bank does not assist, get assistance from the appropriate agency that is regulatory.
Complaints About Deposit Accounts
A few federal federal government agencies regulate banking institutions. Learn which agency takes complaints regarding the standard bank.
- Contact the workplace of the Comptroller associated with Currency for complaints about
- a nationwide bank (has nationwide with its title, or N.A at the conclusion)
- federal cost savings and loans
- federal cost cost cost savings banking institutions.
- For a challenge with a state-chartered bank and trust business, contact either
- the Federal Deposit Insurance Corporation or
- a state banking authority.
- Grumble in regards to a federally chartered credit union utilizing the nationwide Credit Union management.
- The Federal Reserve System for a problem with a state-chartered bank that is a member of the Federal Reserve System, contact.
Complaints About Other Financial Services
Other agencies handle complaints about other products that are financial
- Grumble to your customer Financial Protection Bureau (CFPB) about:
- credit history
- business collection agencies
- loans
- cash transfers
- mortgages
- virtual money
- Complain about investments using the Securities and Exchange Commission or a state’s securities regulator.
Residence Equity Loans
A home equity loan is a type of credit where your property is utilized as collateral to borrow funds. Continue reading “Credit Problems”